Calculators

Options & Covered-Call ACB Calculator

See exactly how premiums, assignments, exercises, and expirations affect your capital gains and adjusted cost base under CRA rules.

Option trade details
Option type
What happened?
Tax result
Covered call expired worthless
ACB adjustment
None
Capital gain / loss
$250.00
On capital account, the $250.00 premium is proceeds when the option is written. After $0.00 of opening fees, the grant-date gain is $250.00. Expiry creates no replacement share transaction, so your stock ACB is unchanged.
CRA treatment: Capital-versus-income treatment depends on the taxpayer's facts. On capital account, a holder's expiry produces a loss, while a writer's premium is proceeds at grant; assignment adjusts underlying proceeds or ACB and may require a prior-year amendment.
Not tax or legal advice. Always confirm capital gains reporting with a qualified accountant. · Made with love in Canada 🇨🇦
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