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Spin-off & stock split ACB calculator

Spin-offs allocate your cost base between two companies, splits change your share count without touching total ACB, and takeovers roll your ACB into the acquirer's shares — with tax due only on any cash you receive. See exactly where your cost base lands. Nothing here is uploaded; it only lives in this page.

The corporate action
What happened?
e.g. Brookfield's 2022 manager spin-off gave 0.25 BAM per BN share
From the issuer's tax letter (usually on their investor-relations page)
Currency of the amounts above
What this means for your ACB
ACB moved to the new shares
$600.00
ACB left on the parent
$4,400.00
You receive 25 new-company shares. Their combined cost base is $600.00 (12% of your old ACB), which is $24.00 per share. The parent keeps the rest. On a qualifying Canadian spin-off (or a foreign one with a section 86.1 election) there is no disposition.
Why this matters: brokers routinely show the post-action book value wrong — especially the ACB split between parent and spin-off, and rolled-over ACB after a takeover. When you eventually sell, the T5008 cost box will not know about any of this. You are responsible for the correct ACB on Schedule 3.

How do I split my ACB after a spin-off in Canada?

Multiply your total adjusted cost base by the allocation percentages the issuer publishes in its tax letter. That fraction becomes the cost base of the new-company shares; the rest stays with the parent. For example, Brookfield published the percentages for its 2022 asset-manager spin-off on its investor-relations site. A qualifying spin-off is not a disposition — no gain or loss is reported.

Does a stock split change my adjusted cost base?

A split or consolidation changes only your share count. Your TOTAL adjusted cost base is unchanged — the ACB per share is what moves. A 2-for-1 split halves the per-share ACB; a 1-for-4 consolidation quadruples it. Splits never appear on Schedule 3.

Is a share-for-share takeover taxable in Canada?

Usually not, if you receive only shares of the acquirer: section 85.1 rolls your old cost base into the new shares automatically and no gain is realized until you sell them. The new shares inherit your OLD adjusted cost base — not their value on the day the deal closed.

What if a takeover pays part cash, part shares?

The cash portion ("boot") is a real disposition. The common treatment is to prorate: the fraction of the total deal value you received in cash is treated as disposed at fair market value, producing a capital gain or loss now, and only the remaining ACB carries into the new shares. The share portion still rolls over.

Where do I find the spin-off allocation percentages?

From the issuer: companies publish a tax letter or FAQ on their investor-relations page with the exact percentage of ACB to allocate to each entity (often with both a Canadian and a US version — use the Canadian one). Your broker's book value after a spin-off is frequently wrong, so keep the letter with your tax records.

Educational information, not tax advice. Deal structures vary — always check the issuer's tax letter and confirm reporting with a qualified accountant.

Corporate actions, applied to your whole history automatically

Record a split, spin-off, or merger once and Sched3 adjusts your share counts and ACB in date order across every holding, superficial-loss check, and your Schedule 3 export — including the taxable gain on merger cash.

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Not tax or legal advice. Always confirm capital gains reporting with a qualified accountant. · Made with love in Canada 🇨🇦
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